Wednesday, July 23, 2008

I can't wait...

I think in order to keep myself amused I'll develop a sort of sales goal for myself each month. I'd like to start out slow with health 5 individual and 2 groups each month. That could be an additional $200/$300 per month in commission. It would be interesting for me to do that my first month out.

I have no experience in P&C but I think if I do that plus the health I should be able to survive pretty quickly. The gentlemen who has joined our office has little interest in sitting behind a desk all day waiting for auto and home to come in. I'll have to spend some time marketing but that's what my niece's and nephews are for. I think car signs, sandwich boards, hitting apartments and businesses near my work are what I should do. After that I think some english and spanish newspapers. But I'm not sure what future of health is so I need to have a strong strength in auto and home because we all know everyone needs that.

I have no crystal ball for the future of Individual health insurance, I believe intensely that the government has a fundamental obilgation to make sure that all americans have access to the best quality healthcare. That may go against most in my profession but I do believe it. You can never justify what happens in this state the lack of good healthcare to those who really need it is the worst kind of tragedy. I'd prefer to never make a penny off people's misery. I've come to believe that if I cannot help then why hinder.

I think that group health insurance will go nowhere it will become tougher, because let's face it if GI is going to become a reality, it may never make sense to go with group for some.

In non-preachy updates, our agencies healthcare update should come in tomorrow, I'm not holding my breath.
Also I received a quote from my old employer for my car dealership and the rates were exactly what I expected. High and higher. I'm gonna pull together a spread sheet showing them the rates. They have to be max rated. The starting rates look good but reality is that this group will be uprated.
Tomorrow I should have the Aetna rates for both groups. I'm going to be very interested in seeing how that ends up.

No comments: