Castor oil...

Well on the baby front, I tried castor oil yesterday. The taste was not that bad, sort of like some sort of nut oil, like cashew oil and it was a little warm but i'm going to put it in the refrig and I think it'll be fine. But after cleaning out my system nothing happened for an hour or more and then I got some pretty cool contractions. They lasted for about 45 minutes and hurt a little but let's face it I'm not far enough along so it was just a good false alarm. It was a good experiment, that I repeat until I have achieved success!

Oh the work front, I've sent out my local car dealership deal out again for bid and I really don't want to move them. So, I'm hoping the rates will come back crazy high. But the overall make up of the group has changed. The two individuals who made my life hell in underwriting are gone. So, Aetna and my former employer are up, my former employer is over priced but we'll see what happens with those over priced bastards.

The dentist group, I ran StMarys, Aetna, Anthem and out of the three Aetna's almost makes sense. Anthem kills me they have super decent deduct's and crazy plans outside of that. So you could have a decent plan as long as you want zero prescription. So, in order to get decent prescription plan you have to pay a couple hunderd extra per person. I was not impressed.
So, we might end up putting the group on Aetna, and putting the dependants on individual policies but there are no savings, not really. We had tried to put them with Best but that fell through when the rates were out of range. I just don't see it happening. The group because it's dental is already uprated and then to add on their medical they're max rated. If I can get them on a plan, it will be around $2000 to $3000 a month in premium, which could be around $70 bucks a month to me.

The property management group that I got thru the independant agent is almost ready to go. The father/owner decided to add on his daughter which is an additional $400 in premium. I tried to convince him to go with an individual policy similar to the $92 a month policy I'm carrying but no luck. Sometimes you can just tell that people want it done and money is not the issue. So hopefully it will be place tomorrow. Not a great money gig for all the work I've done, but I didn't have to prospect it.

As for our agency, I sent out our health to bid as well, we're with my former employer and have a decent little discount with them but it will be very difficult to pass due to one agents medical. I'm hoping it will all wash out. It's going to be hard, everything is age weighted which it makes it look even worse. I have some hope with Aetna, but I figured out Stmarys and it looked pretty bad.

I will be setting up my boss' Aetna producer log in tomorrow and set it up so that I have good access and won't have to be the 15th on the list for info.
Also I finally got my niece's signed up for Aetna coverage, who knows if they will make it but if not Assurant will be my next option. I love my girls.

I also made sure that my home and auto, commission comes to me each month and not the agency.

I feel like I'm building my book little by little.

If I can get to the point where I'm making around $2000 a month in commission I'll be fine. If my ex ever pays child support then I should be good until I can get the commission to $3000 a month. Once I'm there, I'll be able to support my expensive habit of food, home and babies.

I'm hoping this weekend I'll be in the hospitial and delivering this baby and then I should be at work full time in August.

I just wish I could sleep.