Thursday, May 1, 2008

Car dealership is done and it only took 8 months!

Okay, so I promised myself that when i closed this hellish and do mean hellish deal that i would open a bottle of apple cider. But instead the closing of this deal coincided with my birthday which involved a cake, free dinner and lots of candy.

I had my sugar test this morning which I'm not optimstic about, starting tomorrow I'll be eating a lot of protein and little or no sugar. I haven't been big on candy and such this pregnancy but the last couple of days i've been eating a candy bar everyday for a quick pick me up and that's got to stop so that I not get too heavy. Sleeping has been difficult with extra 25 pounds I'm carrying now so if I lower the amount I weigh versus my last pregnancy I should be good.

As for the out of state cardealership deal, the quote came in today and it looks very good. Their current rates are over $250 per employee but the new rates (with some underwriting!) are all under $200. So it looks very good, even the dental rates look pretty good. I'm torn between writing it with the medical policy or writing it with a separate company and maybe adding some Life. For me I think the employer should put in some life if only to avert having someone die in your company and then having someone take an embarrsing collection just to get the guy buried. The advantage I find for having the dental separate is that the employee can do dental only without the hassle of dealing with the medical. So we'll see I'll have to look again at the dental rates alone.

As for my impending financial disaster, I'm thinking that it would be adviseable to merely start working from home after the birth of my son. The more I think about it the more adviseable it would be to start doing my own calls from home and just get better at it. I figured out that I would like to make around $60,000 a year and the rest would be a bonus but to live passablely well I'd like to make $32,000 after taxes. But at this point I'm barely making a grand a month and I need to do better than that. We'll see what my boss comes up with tomorrow. But the truth is I can't seem to give her more than 5 to 7 hours per day and working my current deals won't take me up to $2500 per month I need to pay my bills. I have no doubt that if I hadn't become pregnant I would have reached or surpassed my goal by now. I've made a list of the businesses that currently on the books and see if any of them might need health quotes.

If I could close ten to twenty deals in the next few months I'd surpass my goal and then some.