More work...

It took a caffeine pill to get me out of bed this morning, that's not as bad as a cup of coffee right?
All I know is that I needed it.

My car dealership wants a better prescription plan for their already in place for two months plan. The insurance company said no, shockingly. I could kill them I found a decent prescription plan that is supplemental for $20 a month and is similar to the plan they would have had if they had picked a better plan.

Also the same company has a division in W-town and I sent the quote out, but found out that my boss had already sent it to them. Obviously she'd received the renewal and not given it to me, when I could have gotten it done last month when I felt not better but at least not as big. So, I told the one that did respond to go ahead and email me the info instead of her. I hate that! So I sent it out to a large GA and the other large hospitial based insurance company in town. Looking at the renewal they are better off staying with their current carrier. That carrier is going to increase their premium of course! After all we had to move a sicky to that plan so the main deal in town didn't go south.
The only response did come from my old employer who let's just say isn't my favorite bunch of overpriced folks. I'm tempted to send the current info for the car dealership group telling them it didn't go thru and to put a price on it. I might just do that for fun....hm...
I made sure to do what my boss didn't which was give the quoters a good idea of the sucky medical they all have. I don't want them to quote me preferred when I know very well that one of them is on her last legs.

The other gentlemen in our office who went from captive to independant came to my desk complaining that the premiums are so much lower in independant. I tried to reason with him that he's re-writing existing business from his old book and to entice them of course your going to do it with lower premium's. He needs to get a better deal from our boss, he can't be expected to have the same kind of deal that I do. I told him that he should not be giving away so much of his commish since he has already done the work why share half with people who will do nothing for it? I'm not sure if he saw the logic or he's got more issues then I know about. He told me that they have fed him some leads but certainly not enough to justify what he's giving them. I told him it was just my opinion and then I left.
This gentlemen also asked me if I run a quote for a group and I said no, he claimed he'd given the boss the info a while back and now he needed it for a 7/1 start date. Thanks again!
So I put it out to the 2 local hospitial based insurance companies and the large GA we work with. They did have one quote for an HMO at $1400 for two people! I've got a group policy in place with 10+ and they pay close to $2900, that was the only option they were given.
Let's face it HMO is great but a dinosauer and it's just as rare. So in any case we'll see how it goes. I don't mind doing the quotes, gives me something to do.

My marketing plan this week is to get the 'free report' out to some real estate agents and see if anyone's interested. You never know who's looking for help!

Still no ideas on what I should do once this hellish pregnancy is over. I think I'll just learn the p and c part of the biz and strap myself to a desk, my other alternative is two kids at home under three. I don't think so.