This blog is record keeping for me to clearly point out my life in insurance and momhood.
Motherhood-
R, my son, spent most of our morning together watching various Discovery shows that showed new parents bringing home babies! He seems more and more attached to me these days, I attribute that to a combo of vistation with his dad and the instinct knowledge that he will have to share me. Yesterday he had a very negative reaction when I tried to discuss his little brother on the way, he just pointed at me and said 'Mom, no!' and that was that.
Work-
I love what I do, but let's face it I don't do enough of it to really complain about it.
Yesterday I got news from a client that she had been rejected by Aetna for med's which is surprizing (I think) because she was taking one anxiety and insomnia drug. So now we're off to Assurant with a slightly higher deduct but with the copay's she needs cause's got two kids. She's currently on an Anthem plan she's paying close to $600 a month. So ouch! We'll see what we can do for her.
My car dealership deal, well, I'm hoping it will finally come together. We were hoping for a 3/1 effective date but wasn't realistic with all the underwriting issues. So now with the rate increases we're looking at 4/1 and due to cost the owner is dropping the dual option plan for a strict $2500 deduct plan with a crappy prescription benefit but there's no way to put in a descent plan without raising the rates sky high again. I'm not gonna lose this deal but I'm concerned of course that the very people I want to help won't be able to afford it. When the employer finally decides on an amount to pay we'll see how it goes.
In addition I've asked W&B to put in a Transconnect quote and see if I can get a supplemental that the employees can pay to lower their deduct. I don't think people even understand that a higher deduct can save them a butt load in the end.
On another note: I just paid for my P&C test, it will be April 5th I think. I'm still studying like crazy and really need to spend the weekend studying and reading. Not watching Ramsey's Kitchen Nightmare's!
Friday, March 28, 2008
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